Credit Dream

Credit is very expensive in developing nations. In Brazil, where we come from, the average interest rate for unsecured personal loan is 145% per year. It is absurd! We care about this issue because we lived the struggle of access to credit in our own skin. Meu Crédito App (www.meucreditoapp.com.br) is a smartphone app for last mile origination of loans. It offers a 10x better experience for customers who want to take a loan. Swapy (www.swapynow.com) is an exchange for smartcontracts on Ethereum which will allow investors to put their money to work in developing nations around thew world for a higher return (13%+).